Shopping tips

12. September 2024

How to get the most out of your shopping experience

Shopping is more than just a necessary evil - it can become a real experience if you apply the right strategies and use the best tools. Whether online or in-store, with the right planning and the right financial products, such as the king+ Mastercard, you can not only save money but also make your shopping experience much more enjoyable. In this blog post, you'll learn some of the best shopping tips and how to use the king+ Mastercard to get the most out of your purchases.


1. Plan your purchases in advance

Unplanned shopping often leads to spending more money than necessary. Create a shopping list before your shopping trip, both for larger errands and for spontaneous shopping experiences. This will help you to keep an overview and only buy what you really need.

Tip: Use smartphone apps to create shopping lists or search for discounts. Many of these apps also offer the option of comparing prices from different retailers, which helps you find the best deals.

2. Set yourself a budget

A fixed budget helps to avoid impulse purchases. Before you start shopping, think about how much money you are willing to spend and stick to it. With the king+ Mastercard, you can easily track your spending by using the king+ app to view your transactions at any time. This allows you to stay in control and avoid unexpected spending.

3. Use discounts and vouchers

Discounts, vouchers and special offers are one of the best ways to save money when shopping. Before you make a purchase, check whether there are any current discounts or voucher codes. Many online stores also offer special promotions for new customers or for the first purchase with certain payment methods.

4. Avoid impulse purchases

Impulse purchases are often a major cost factor, especially if you are tempted by special offers that you hadn't planned. To counteract this, it's worth taking a short break before every purchase and asking yourself: “Do I really need this?”


5. Compare prices

Thanks to the internet, it is now easier than ever to compare prices. Before you make a major purchase, you should definitely check the prices from different providers. There are numerous comparison websites and apps that can help you find the best deal.


6. Online security when shopping

Security is an important issue when shopping online. Make sure you only shop with reputable merchants and use secure payment methods. Thanks to the security features of the king+ Mastercard, such as the 3D Secure procedure, you are well protected when shopping online. This procedure ensures that your transactions are only authorized by you.


7. Avoid stress when shopping

Whether you're shopping online or in-store, avoid getting stressed. Plan enough time to look around in peace and make the best decisions. This is particularly important in the hectic pre-Christmas period or during major sale events such as Black Friday.


8. Find deals in the low season

Another important tip for smart shoppers is to shop outside the peak season. Clothing, electronics and furniture are often much cheaper if you buy them outside the peak season. For example, winter clothing is on sale after the season or electronics are cheaper after the big product launches.


Ensure the perfect shopping experience with the king+ Mastercard

With these shopping tips, you can not only make smarter purchasing decisions, but also benefit from the many advantages of king+ - the card makes your shopping experience easier, safer and more rewarding.

Don't forget to plan your purchases, take advantage of discounts and always compare prices. Combined with the king+ Mastercard, you'll be well equipped to get the most out of your shopping!


Happy Shopping!


von Matthias Hallmann 13. Mai 2025
In today’s digital world, payment security is more important than ever. Credit card fraud and identity theft are real risks that consumers must consider when choosing a payment method. One common question is: Is a prepaid card safer than a regular credit card? The answer is yes – in many cases, a prepaid card like the king+ Mastercard offers greater security than a traditional credit card. Here’s why. 1. No Risk of Debt One of the key advantages of the king+ Mastercard is that you can only spend the amount you have loaded onto the card. With a traditional credit card, you receive a credit limit that you might exceed, potentially leading to debt or high interest rates. A prepaid card gives you full control over your budget, preventing overspending. 2. Lower Fraud Risk Since a prepaid card is not linked to a bank account or credit line, the potential damage in case of fraud is limited. If your card is stolen or compromised, fraudsters can only access the funds available on the card – not your entire bank balance or a high credit limit. 3. Security for Online Shopping Prepaid credit cards are one of the safest payment methods for online purchases. Thanks to limited funds and modern security features like 3D Secure (Verified by Visa / Mastercard SecureCode), the king+ Mastercard provides optimal protection against online fraud. If an unauthorised transaction does occur, you can easily block your card, ensuring your funds remain safe. 4. No Credit Check & Enhanced Privacy Since prepaid cards are not tied to a credit agreement, no credit check (Schufa inquiry) is required when applying. This means your credit rating remains unaffected. Additionally, prepaid cards offer greater privacy, as they do not link your personal bank details to every transaction. 5. Ideal for Travel & Subscriptions The king+ Mastercard can be used worldwide wherever Mastercard is accepted. It is particularly useful for travel, as in the event of theft, only the loaded balance is at risk. It is also perfect for subscriptions such as Netflix, Spotify or VPN services (e.g. NordVPN), giving you full cost control and preventing fraud or unwanted charges. More Security with the king+ Prepaid Mastercard While traditional credit cards often carry a higher risk of fraud, debt, and unauthorised charges, the king+ Mastercard provides a secure and flexible alternative. It is an excellent choice for security-conscious users, online shoppers, and travellers. Want to learn more about the benefits of the king+ Mastercard? Sign up now and pay securely!
von Matthias Hallmann 13. Mai 2025
In der heutigen digitalen Welt ist die Sicherheit beim Bezahlen wichtiger denn je. Kreditkartenbetrug und Identitätsdiebstahl sind echte Risiken, die Verbraucher bei der Wahl ihrer Zahlungsmethode berücksichtigen müssen. Eine Frage, die sich viele stellen: Ist eine Prepaidkarte sicherer als eine normale Kreditkarte? Die Antwort lautet: Ja, in vielen Fällen bietet eine Prepaidkarte wie die king+ Mastercard mehr Sicherheit als eine herkömmliche Kreditkarte. Warum das so ist, erfährst du in diesem Beitrag. 1. Kein Risiko von Überschuldung Ein großer Vorteil der king+ Mastercard ist, dass du nur das Geld ausgeben kannst, das du zuvor aufgeladen hast. Bei einer klassischen Kreditkarte erhältst du einen Kreditrahmen, den du möglicherweise überziehst – was zu Schulden oder hohen Zinsen führen kann. Mit einer Prepaid-Karte hast du die volle Kontrolle über dein Budget und kannst nicht mehr ausgeben, als du besitzt. 2. Geringeres Betrugsrisiko Da eine Prepaidkarte nicht mit einem Bankkonto oder einem Kreditrahmen verbunden ist, sind die potenziellen Schäden bei einem Betrugsfall begrenzt. Sollte deine Karte gestohlen oder kompromittiert werden, können Betrüger nur auf den Betrag zugreifen, der sich aktuell auf der Karte befindet – und nicht auf dein gesamtes Bankkonto oder einen hohen Kreditrahmen. 3. Sicherheit beim Online-Shopping Beim Bezahlen im Internet sind Prepaidkarten eine der sichersten Methoden. Dank limitiertem Guthaben und moderner Sicherheitsmechanismen wie 3D Secure (Verified by Visa / Mastercard SecureCode) schützt dich die king+ Mastercard optimal vor Online-Betrug. Sollte es dennoch zu einer unautorisierten Transaktion kommen, kannst du deine Karte einfach sperren und dein Guthaben bleibt geschützt. 4. Kein Schufa-Eintrag & Datenschutzvorteile Da Prepaid-Karten nicht an einen Kreditvertrag gebunden sind, erfolgt keine Schufa-Abfrage bei der Beantragung. Das bedeutet, dass deine finanzielle Bonität nicht beeinflusst wird. Zudem bieten Prepaid-Karten einen höheren Datenschutz, da sie keine persönlichen Bankdaten mit jedem Zahlungsvorgang verknüpfen. 5. Perfekt für Reisen & Abonnements Die king+ Mastercard kann weltweit genutzt werden, wo Mastercard akzeptiert wird. Besonders auf Reisen ist sie eine sichere Wahl, da selbst im Falle eines Diebstahls nur das aufgeladene Guthaben betroffen ist. Auch für Abonnements wie Netflix, Spotify oder VPN-Dienste (z. B. NordVPN) ist eine Prepaid-Karte ideal, da du volle Kostenkontrolle hast und Betrug oder unerwünschte Abbuchungen verhindern kannst. Mehr Sicherheit mit der king+ Mastercard Während klassische Kreditkarten oft ein höheres Risiko für Betrug, Schulden und unautorisierte Abbuchungen bergen, bietet die king+ Mastercard eine sichere und flexible Alternative. Besonders für sicherheitsbewusste Nutzer, Online-Shopper und Reisende ist sie eine clevere Wahl. Möchtest du mehr über die Vorteile der king+ Mastercard erfahren? Jetzt registrieren und sicher bezahlen!
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